COMMERCIAL STATE BANK     RATE II
    INVESTMENT ANNUAL PERCENTAGE YIELD (APY)      
    11-17-98 THRU 11-23-98      
           
           
INVESTMENT   AMOUNT INVESTED   FIXED IRA'S &  
CERTIFICATES 100 to 999 1,000 - 9,999 10,000 - 24,999 25,000 & up  
           
3 MONTH CD N.A. 4.06 4.16 4.27  
6 MONTH CD N.A. 4.12 4.22 4.33  
12 MONTH CD 4.01 4.11 4.21 4.32  
18 MONTH CD 4.01 4.11 4.21 4.32  
24 MONTH CD 3.91 4.11 4.21 4.32  
36 MONTH CD 3.96 4.16 4.26 4.37  
48 MONTH CD 3.93 4.13 4.23 4.34  
60 MONTH CD 3.90 4.10 4.20 4.31  
           
AN INTEREST PENALTY IS REQUIRED FOR EARLY WITHDRAWAL. MATURITIES OF 12 MONTHS OR LESS -          
30 DAYS INTEREST PENALTY. MATURITIES OF GREATER THAN 12 MONTHS - 90 DAYS INTEREST PENALTY.          
           
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SAVINGS 0 TO 999 1,000 - 9,999 10,000 - 24,999 25,000 - 49,999 50,000 & UP
ACCOUNTS:          
Regular 3.05 3.05 3.05 3.05 3.05
Money Market 3.04 3.21 3.38 3.54 3.71
           
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CASH 0 - 9,999 10,000 - 24,999 25,000 - 49,999 50,000 - 99,999 100,000 & UP
MANAGEMENT          
SAVINGS: 3.04 3.27 3.51 3.74 3.97
           
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CHECKING 0 TO 999 1,000 - 9,999 10,000 - 49,999 50,000 - 99,999 100,000 & UP
ACCOUNTS:          
Money Market 2.53 2.76 2.99 3.22 3.45
Loyalty 2.02 2.02 2.02 2.02 2.02
           
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IRA'S:          
Fixed Rate: $250 minumum, choose from 3 month to 60 month certificate rates above. $25,000 & up rates apply        
  to all IRA certificates regardless of amount.        
           
Variable Rate: $250 minimum, 18 month maturity, rate set weekly,        
  THIS WEEK'S CURRENT RATE:       4.32
           
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HIGHER LEARNING FUND         6.17
           
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US EE SAVINGS BONDS:          
Market Based Rate - New rates every May 1 & November 1          
CURRENT SEMI-ANNUAL RATE - SHORT TERM RATES FOR FIRST FIVE YEARS CURRENT SEMI-ANNUAL RATE       4.47
CURRENT SEMI-ANNUAL RATE - LONG TERM RATES FOR FIVE YEARS TO MATURITY         5.06
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CANADIAN EXCHANGE:          
BUY         38%
SELL         32%
Commercial State Bank is an Equal Housing Lender, and accounts are insured by the FDIC. All information on this site is subject to change without notice.
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