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COMMERCIAL STATE BANK |
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RATE II |
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INVESTMENT ANNUAL PERCENTAGE YIELD (APY) |
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11-17-98 THRU 11-23-98 |
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INVESTMENT |
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AMOUNT INVESTED |
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FIXED IRA'S & |
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CERTIFICATES |
100 to 999 |
1,000 - 9,999 |
10,000 - 24,999 |
25,000 & up |
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3 MONTH CD |
N.A. |
4.06 |
4.16 |
4.27 |
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6 MONTH CD |
N.A. |
4.12 |
4.22 |
4.33 |
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12 MONTH CD |
4.01 |
4.11 |
4.21 |
4.32 |
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18 MONTH CD |
4.01 |
4.11 |
4.21 |
4.32 |
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24 MONTH CD |
3.91 |
4.11 |
4.21 |
4.32 |
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36 MONTH CD |
3.96 |
4.16 |
4.26 |
4.37 |
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48 MONTH CD |
3.93 |
4.13 |
4.23 |
4.34 |
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60 MONTH CD |
3.90 |
4.10 |
4.20 |
4.31 |
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AN INTEREST PENALTY IS REQUIRED FOR EARLY WITHDRAWAL. MATURITIES OF 12 MONTHS OR LESS - |
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30 DAYS INTEREST PENALTY. MATURITIES OF GREATER THAN 12 MONTHS - 90 DAYS INTEREST PENALTY. |
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-*-* |
-*-* |
-*-* |
-*-* |
-*-* |
-*-* |
SAVINGS |
0 TO 999 |
1,000 - 9,999 |
10,000 - 24,999 |
25,000 - 49,999 |
50,000 & UP |
ACCOUNTS: |
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Regular |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
Money Market |
3.04 |
3.21 |
3.38 |
3.54 |
3.71 |
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-*-* |
-*-* |
-*-* |
-*-* |
-*-* |
-*-* |
CASH |
0 - 9,999 |
10,000 - 24,999 |
25,000 - 49,999 |
50,000 - 99,999 |
100,000 & UP |
MANAGEMENT |
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SAVINGS: |
3.04 |
3.27 |
3.51 |
3.74 |
3.97 |
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-*-* |
-*-* |
-*-* |
-*-* |
-*-* |
-*-* |
CHECKING |
0 TO 999 |
1,000 - 9,999 |
10,000 - 49,999 |
50,000 - 99,999 |
100,000 & UP |
ACCOUNTS: |
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Money Market |
2.53 |
2.76 |
2.99 |
3.22 |
3.45 |
Loyalty |
2.02 |
2.02 |
2.02 |
2.02 |
2.02 |
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-*-* |
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IRA'S: |
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Fixed Rate: |
$250 minumum, choose from 3 month to 60 month certificate rates above. $25,000 & up rates apply |
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to all IRA certificates regardless of amount. |
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Variable Rate: |
$250 minimum, 18 month maturity, rate set weekly, |
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THIS WEEK'S CURRENT RATE: |
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4.32 |
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HIGHER LEARNING FUND |
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6.17 |
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US EE SAVINGS BONDS: |
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Market Based Rate - New rates every May 1 & November 1 |
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CURRENT SEMI-ANNUAL RATE - SHORT TERM RATES FOR FIRST FIVE YEARS |
CURRENT SEMI-ANNUAL RATE |
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4.47 |
CURRENT SEMI-ANNUAL RATE - LONG TERM RATES FOR FIVE YEARS TO MATURITY |
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5.06 |
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CANADIAN EXCHANGE: |
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BUY |
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38% |
SELL |
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32% |